CANADIAN HOSPITALITY PENSION PROGRAM
Supporting employees in building their retirement savings has never been more critical. True support goes beyond simply providing a tool for self-navigation—it means empowering them with resources to confidently manage this essential pillar of their financial well-being.

Benefits For Employers:
- Attract and retain top talent.
- Tax-deductible contributions.
- Enhance reputation and qualify for “Top Employer” programs.

Benefits For Employees:
- Tax-deferred growth.
- Employer matching incentives.
- Access to pension-level investment strategies typically reserved for large corporations.
Key Features of the Pension Program:
Professional Investment Management
Active portfolio management by Equate Asset Management for disciplined growth.
Rigorous Governance
Oversight by INTEGRIS Pension Management, including quarterly reviews and full transparency.
Modern Administration
Powered by Cooperators’ platform with $3B in pension assets.
Portability
Employees are able to remain in the program throughout their hospitality career and
beyond.
Post-Retirement Support
Continued access to professional investment services after retirement.
Connected
Offered through the Canadian Hospitality Health Plan and delivered within a complete, end-to-end service offering.
Why Choose the Canadian Hospitality
Health Plan’s Pension Program?
Combining the cost-certainty of traditional savings plans with the investment discipline of
Canada’s top pension models—without the liability risk of fixed benefit guarantees—the
Program delivers unbeatable financial wellness alongside health benefits.
Connect with an Avance Advisor to learn more about the Canadian Hospitality Health Plan.
(866) 744-1632
